What
if I'm Self employed?
Being self employed in most cases is not
a problem.
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What
if I have a trade in?
Trade ins are welcome - running or not.
If you owe money or have clear title we
can help.
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What
if I have a reposession?
Many of our customers have had repossesions
in the past Our Busines Is Helping You,
The Customer Re-Establish Credit
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What
if I have a bankruptcy?
Whether it’s a discharged chapter
7 or an active chapter 13, we have many
lenders that specifically specialize in
auto loans for people who have this specific
need.
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What
if I don’t have money to put down?
We have Many Programs that either allow
you to put Zero Money Down, or when down
payment is required, allows you to defer
all or part of it.
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What
is my interest rate?
Interest rate is determined by the lender.
In short, the greater the risk they feel
exists the more interest rate they will
apply. However, in Most States the law protects
the consumer with a maximum interest rate
of 17.95% on all 2001 and newer vehicles.
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What
if I have a new job?
This is mostly a myth. Everbody changes
jobs. What they are looking for is your
ability to repay the loan.
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What
if I'm Disabled or on Social Security?
Being on disability does not hinder your
ability to obtain financing. As far as Social
Security goes, Who could argue that you
have a pretty secure income
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How
much income must I have?
The usual minimum income required is about
1200 per mo. But varies from lender to lender.
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Do
you report to the major credit reporting
agencies?
All of our loans are 100% bank financed
and payment history is reported monthly.
Some places will tell you they do. Not disclosing
that only after the loan has fully been
repaid.
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What
if I'm a first time buyer?
We have many programs for first time buyers.
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What
if I'm upside down in my trade?
In most cases we can get a little extra
help from the bank to overcome negative
equity.
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How
much will my monthly payment be?
This is determined by several factors. Amount
of purchase, interest rate, term and down
payment.To Help we have added a payment
calculator located in the Section marked
Inventory
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